Self Employed mortgages

Obtaining a mortgage as a self-employed person can be difficult. An accountant works hard to minimise the amount of tax payable which can work against you when it comes to obtaining a mortgage.

Lenders all treat self-employed applicants differently. Using his expert knowledge, Daniel Donaldson can approach the lenders who will look at you in the most favourable light. Solutions are available for sole-traders, partnerships and limited company directors with market leading interest rates. For limited company directors in particular there are several options depending on your level of salary and dividends or the profits of the company. A large multiple of your annual income is possible subject to affordability checks. Dan will look at the whole picture and make a recommendation accordingly.

Mortgages are also available for those who have only been self-employed for one year or those who have recently switched from a sole-trader to a limited company.

Please call and speak to an experienced mortgage consultant for some good quality mortgage advice.